Terms & Conditions

These Terms of Service (“Terms”) apply to your use of the website
https://panoramaprofits.com
and all services provided by PANORAMA 360 LLC.
By browsing our site, signing up for updates, or engaging with our SMS/email programs,
you agree to follow the rules outlined here.
If you do not agree, you should discontinue use immediately.

About Us

Changes to These Terms

We may adjust these Terms from time to time to reflect updates in our services or legal requirements.
The latest version will always be posted on this page.
Continuing to use our site or services means you accept the updated version.

Your Use of the Website

We allow you to use our website for personal and lawful purposes only. You agree not to:

  • Copy or distribute our content without permission
  • Attempt to disrupt, overload, or disable our services
  • Use automated bots, scrapers, or other tools to extract data
  • Submit false, harmful, or misleading information

All materials on the Website remain the intellectual property of PANORAMA 360 LLC.

SMS and Email Program

When you share your phone number or email with us—through web forms, surveys,
or by texting a keyword—you are choosing to join our communication program.

Here’s what you should know:

  • You may receive recurring automated SMS or email messages, including promotions, reminders, and account updates
  • Consent to receive these messages is voluntary and not required for any purchase
  • Message frequency varies. Standard text messaging and data rates may apply
  • You may unsubscribe at any time by replying STOP, CANCEL, or UNSUBSCRIBE to any SMS. For assistance, reply HELP
  • Your consent qualifies as a “written agreement” under the Telephone Consumer Protection Act (TCPA) and other applicable marketing laws

SMS Compliance & Consumer Rights

To stay transparent and compliant:

  • Opt-in must always be voluntary. Forms cannot force users to check a consent box
  • Disclosure text will always explain how often you might receive messages, potential costs, and how to stop
  • Mobile numbers and SMS opt-in data are never sold or shared with third parties for promotional use
  • You may revoke consent at any time by following opt-out instructions
  • We securely store and timestamp opt-in records for legal compliance

Cookies & Third-Party Tools

Like most websites, we use cookies and similar technologies to improve your experience.
Third-party advertisers or partners may also place tracking tools.
We are not responsible for their policies, and we encourage you to review them directly.

Visitor Responsibilities

You agree not to submit or distribute harmful, unlawful, or unauthorized content.
Any non-personal content you share with us may be used by the Company in line with our Privacy Policy.

Availability of Service

While we strive to keep our site and services available at all times,
occasional downtime may occur due to maintenance, technical issues, or factors outside our control.
We are not responsible for any loss resulting from such interruptions.

No Warranties

The Website and all related services are provided “as is.”
We do not guarantee uninterrupted access, error-free performance, or complete security at all times.

Limitation of Liability

To the fullest extent allowed by law, PANORAMA 360 LLC is not liable for:

  • Any indirect, incidental, or special damages
  • Loss of profits, reputation, or data
  • Issues caused by third-party tools, providers, or service outages

Indemnity

By using our Website and services, you agree to protect and indemnify PANORAMA 360 LLC
against claims, costs, or damages resulting from your misuse or violation of these Terms.

Ending Your Access

We may suspend or terminate your access if you breach these Terms or any applicable law.
Sections regarding intellectual property, liability, SMS/TCPA rules, and governing law
will remain enforceable even after termination.

Governing Law

These Terms are governed by the laws of the State of Florida, USA.
Any disputes must be resolved exclusively in the state or federal courts of Florida.

Entire Agreement

These Terms, together with our Privacy Policy, form the full agreement between you and PANORAMA 360 LLC.
If part of these Terms is found invalid, the remaining provisions continue in effect.

Contact Information